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<title>Prosperity Issue – Your Guide to Money, Living, Work &amp;amp; AI in Society &#45; Prosperity Issue</title>
<link>https://prosperityissue.com/rss/author/prosperity-issue</link>
<description>Prosperity Issue – Your Guide to Money, Living, Work &amp;amp; AI in Society &#45; Prosperity Issue</description>
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<item>
<title>The Gig Economy Lie: How &amp;apos;Flexibility&amp;apos; Became Code for &amp;apos;No Benefits&amp;apos;</title>
<link>https://prosperityissue.com/gig-economy-lie-flexibility-became-code-no-benefits</link>
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<pubDate>Sun, 09 Nov 2025 19:00:04 -0500</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>gig economy, contractor misclassification, benefits crisis, labor rights, employment security</media:keywords>
</item>

<item>
<title>The 50&#45;Year Mortgage: True Fix or False Salvation?</title>
<link>https://prosperityissue.com/the-50-year-mortgage-true-fix-or-false-salvation</link>
<guid>https://prosperityissue.com/the-50-year-mortgage-true-fix-or-false-salvation</guid>
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<pubDate>Sun, 09 Nov 2025 13:54:52 -0500</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>50-year mortgage, long-term home loans, housing affordability crisis, generational debt trap, mortgage interest explosion, false homeownership solution, 50 year mortgage risks, extended loan terms, bank profits vs borrower equity, housing market lock-in, 7.5% mortgage rates 2025, equity buildup delay, underwater mortgage danger, Wall Street housing bonds, zoning reform housing, Finland housing model, American Dream debt, subscription shelter, heirloom mortgage clause, middle class housing squeez</media:keywords>
</item>

<item>
<title>The Energy Bill Shock: How Utility Companies Are Quietly Doubling Your Costs</title>
<link>https://prosperityissue.com/energy-bill-shock-utility-companies-quietly-doubling-costs</link>
<guid>https://prosperityissue.com/energy-bill-shock-utility-companies-quietly-doubling-costs</guid>
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<pubDate>Wed, 05 Nov 2025 20:00:01 -0500</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>energy costs, utility bills, electricity prices, natural gas, household expenses</media:keywords>
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<item>
<title>WATCH: The AI Decision&#45;Making Bias: Algorithms and Inequality</title>
<link>https://prosperityissue.com/watch-the-ai-decision-making-bias-algorithms-and-inequality</link>
<guid>https://prosperityissue.com/watch-the-ai-decision-making-bias-algorithms-and-inequality</guid>
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<pubDate>Sun, 05 Oct 2025 02:04:42 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords></media:keywords>
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<item>
<title>LISTEN: Algorithmic Bias: AI Decides Jobs, Loans, and Justice</title>
<link>https://prosperityissue.com/listen-algorithmic-bias-ai-decides-jobs-loans-and-justice</link>
<guid>https://prosperityissue.com/listen-algorithmic-bias-ai-decides-jobs-loans-and-justice</guid>
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<pubDate>Sat, 04 Oct 2025 22:53:37 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>LISTEN: The Data Harvesting Economy: Privacy and Profit</title>
<link>https://prosperityissue.com/listen-the-data-harvesting-economy-privacy-and-profit</link>
<guid>https://prosperityissue.com/listen-the-data-harvesting-economy-privacy-and-profit</guid>
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<pubDate>Sat, 04 Oct 2025 22:51:45 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords></media:keywords>
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<item>
<title>LISTEN: The Energy Bill Shock: Utility Monopoly and Hidden Costs</title>
<link>https://prosperityissue.com/listen-the-energy-bill-shock-utility-monopoly-and-hidden-costs</link>
<guid>https://prosperityissue.com/listen-the-energy-bill-shock-utility-monopoly-and-hidden-costs</guid>
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<pubDate>Sat, 04 Oct 2025 17:25:41 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords></media:keywords>
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<item>
<title>WATCH: Credit Card Rates at 22%: How the Middle Class Is Subsidizing Bank Profits</title>
<link>https://prosperityissue.com/watch-credit-card-rates-at-22-how-the-middle-class-is-subsidizing-bank-profits</link>
<guid>https://prosperityissue.com/watch-credit-card-rates-at-22-how-the-middle-class-is-subsidizing-bank-profits</guid>
<description><![CDATA[  ]]></description>
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<pubDate>Sat, 04 Oct 2025 17:16:55 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>WATCH: Student Debt and Homeownership: The Trade&#45;Off Paradox</title>
<link>https://prosperityissue.com/watch-student-debt-and-homeownership-the-trade-off-paradox</link>
<guid>https://prosperityissue.com/watch-student-debt-and-homeownership-the-trade-off-paradox</guid>
<description><![CDATA[ Student Debt and Homeownership: The Trade-Off Paradox. ]]></description>
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<pubDate>Fri, 03 Oct 2025 21:41:28 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>LISTEN: The Retirement Crisis: Why 401(k)s Failed to Replace Pensions</title>
<link>https://prosperityissue.com/the-retirement-crisis-why-401ks-failed-to-replace-pensions-117</link>
<guid>https://prosperityissue.com/the-retirement-crisis-why-401ks-failed-to-replace-pensions-117</guid>
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<pubDate>Thu, 02 Oct 2025 19:33:27 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords></media:keywords>
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<item>
<title>WATCH: The Retirement Crisis: Why 401(k)s Failed to Replace Pensions</title>
<link>https://prosperityissue.com/the-retirement-crisis-why-401ks-failed-to-replace-pensions</link>
<guid>https://prosperityissue.com/the-retirement-crisis-why-401ks-failed-to-replace-pensions</guid>
<description><![CDATA[  ]]></description>
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<pubDate>Thu, 02 Oct 2025 19:25:40 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>The Great Wealth Illusion: Why ‘Middle Class’ No Longer Means What It Used To</title>
<link>https://prosperityissue.com/the-great-wealth-illusion-why-middle-class-no-longer-means-what-it-used-to</link>
<guid>https://prosperityissue.com/the-great-wealth-illusion-why-middle-class-no-longer-means-what-it-used-to</guid>
<description><![CDATA[  ]]></description>
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<pubDate>Wed, 01 Oct 2025 23:29:27 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>middle class, wealth illusion, income inequality, economic decline, stagnant wages, rising costs, housing affordability, education costs, healthcare costs, productivity-wage gap, policy choices, labor protections, progressive taxation, economic precarity, social instability, consumer spending, middle-class squeeze, globalization, automation, wealth accumulation</media:keywords>
</item>

<item>
<title>WATCH: The Wellness Industry Scam: Exploiting Hope</title>
<link>https://prosperityissue.com/watch-the-wellness-industry-scam-exploiting-hope</link>
<guid>https://prosperityissue.com/watch-the-wellness-industry-scam-exploiting-hope</guid>
<description><![CDATA[  ]]></description>
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<pubDate>Mon, 29 Sep 2025 22:16:00 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>Wellness, Supplement</media:keywords>
</item>

<item>
<title>The Broken Promise: How the $1.9 Trillion Student Debt Crisis is Derailing the American Dream</title>
<link>https://prosperityissue.com/the-broken-promise-how-the-19-trillion-student-debt-crisis-is-derailing-the-american-dream</link>
<guid>https://prosperityissue.com/the-broken-promise-how-the-19-trillion-student-debt-crisis-is-derailing-the-american-dream</guid>
<description><![CDATA[  ]]></description>
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<pubDate>Mon, 29 Sep 2025 10:46:25 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>student debt crisis, $1.9 trillion student debt, American Dream, higher education financing, college tuition costs, student loan interest, racial disparities in debt, gender pay gap, first-generation students, economic inequality, debt forgiveness, loan repayment plans, tuition inflation, economic mobility, predatory lending, interest capitalization, homeownership decline, entrepreneurship suppression, consumer spending, retirement insecurity, psychological toll of debt, public service loan forg</media:keywords>
</item>

<item>
<title>WATCH: The Temp Economy: Flexible Poverty and Job Insecurity</title>
<link>https://prosperityissue.com/watch-the-temp-economy-flexible-poverty-and-job-insecurity</link>
<guid>https://prosperityissue.com/watch-the-temp-economy-flexible-poverty-and-job-insecurity</guid>
<description><![CDATA[  ]]></description>
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<pubDate>Sun, 28 Sep 2025 22:46:58 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>The Financialization of Healthcare: A Comprehensive Analysis of Its Rise, Impacts, and Contested Future</title>
<link>https://prosperityissue.com/the-financialization-of-healthcare-a-comprehensive-analysis-of-its-rise-impacts-and-contested-future</link>
<guid>https://prosperityissue.com/the-financialization-of-healthcare-a-comprehensive-analysis-of-its-rise-impacts-and-contested-future</guid>
<description><![CDATA[  ]]></description>
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<pubDate>Fri, 19 Sep 2025 19:09:40 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords></media:keywords>
</item>

<item>
<title>AI Surveillance at Work: How Algorithms Are Destroying Employee Privacy</title>
<link>https://prosperityissue.com/ai-surveillance-work-algorithms-destroying-employee-privacy</link>
<guid>https://prosperityissue.com/ai-surveillance-work-algorithms-destroying-employee-privacy</guid>
<description><![CDATA[  ]]></description>
<enclosure url="https://prosperityissue.com/uploads/images/202509/image_870x580_68c1cc8d0cd75.jpg" length="45762" type="image/jpeg"/>
<pubDate>Wed, 10 Sep 2025 14:42:28 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>workplace surveillance, AI monitoring, employee privacy, digital surveillance, worker rights</media:keywords>
</item>

<item>
<title>The Temp Economy: How Permanent Jobs Became &amp;apos;Flexible&amp;apos; Poverty</title>
<link>https://prosperityissue.com/temp-economy-permanent-jobs-became-flexible-poverty</link>
<guid>https://prosperityissue.com/temp-economy-permanent-jobs-became-flexible-poverty</guid>
<description><![CDATA[  ]]></description>
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<pubDate>Mon, 08 Sep 2025 22:35:00 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>temporary employment, job insecurity, staffing agencies, employment instability, worker classification</media:keywords>
</item>

<item>
<title>Job Growth Falls to 22,000 as Recession Fears Deepen: A Test for American Prosperity</title>
<link>https://prosperityissue.com/job-growth-falls-to-22000-as-recession-fears-deepen-a-test-for-american-prosperity</link>
<guid>https://prosperityissue.com/job-growth-falls-to-22000-as-recession-fears-deepen-a-test-for-american-prosperity</guid>
<description><![CDATA[  ]]></description>
<enclosure url="https://prosperityissue.com/uploads/images/202509/image_870x580_68bae526e4f24.jpg" length="60920" type="image/jpeg"/>
<pubDate>Fri, 05 Sep 2025 09:27:18 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>U.S. job growth crisis August 2025, only 22, 000 jobs added BLS, unemployment rate climbs 2025, layoffs up 39 percent August 2025, job openings 10 month low, generational impact of job slowdown, how young workers face fewer opportunities, mid career families recession challenges, older workers delaying retirement recession, prosperity and job security 2025, intergenerational wealth impact of layoffs, echoes of 2008 job market slowdown, protecting prosperity in uncertain economy, household resilie</media:keywords>
</item>

<item>
<title>A Turning Point? Housing Market Sees Largest Seller&#45;Buyer Gap in Over a Decade</title>
<link>https://prosperityissue.com/a-turning-point-housing-market-sees-largest-seller-buyer-gap-in-over-a-decade</link>
<guid>https://prosperityissue.com/a-turning-point-housing-market-sees-largest-seller-buyer-gap-in-over-a-decade</guid>
<description><![CDATA[  ]]></description>
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<pubDate>Thu, 04 Sep 2025 22:43:25 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>housing market crisis 2025, U.S. housing market news, sellers outnumber buyers housing market, generational wealth gap housing, homeownership affordability millennials, Gen Z housing market 2025, boomers selling homes 2025, housing affordability crisis America, impact of mortgage rates on younger buyers, American dream of homeownership 2025, U.S. housing market turning point, Redfin July 2025 housing report, rising rents as buyers wait, intergenerational wealth inequality housing, family formati</media:keywords>
</item>

<item>
<title>The Retirement Crisis: Why 401(k)s Failed to Replace Pensions</title>
<link>https://prosperityissue.com/retirement-crisis-401k-failed-replace-pensions</link>
<guid>https://prosperityissue.com/retirement-crisis-401k-failed-replace-pensions</guid>
<description><![CDATA[  ]]></description>
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<pubDate>Tue, 02 Sep 2025 09:00:55 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>retirement crisis, 401k failure, pension decline, retirement savings, financial security</media:keywords>
</item>

<item>
<title>The College Degree Scam: Why $200K Education Leads to $40K Jobs</title>
<link>https://prosperityissue.com/college-degree-scam-200k-education-leads-40k-jobs</link>
<guid>https://prosperityissue.com/college-degree-scam-200k-education-leads-40k-jobs</guid>
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<pubDate>Sun, 31 Aug 2025 21:19:03 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>college costs, education debt, degree inflation, job market, higher education</media:keywords>
</item>

<item>
<title>The Grocery Inflation Reality: Why Food Costs 30% More and Won&amp;apos;t Come Down</title>
<link>https://prosperityissue.com/grocery-inflation-reality-food-costs-30-percent-more-wont-come-down</link>
<guid>https://prosperityissue.com/grocery-inflation-reality-food-costs-30-percent-more-wont-come-down</guid>
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<pubDate>Sat, 30 Aug 2025 19:41:58 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>grocery inflation, food prices, cost of living, supply chain, agricultural costs</media:keywords>
</item>

<item>
<title>The Credit Card Debt Trap: How 22% Interest Rates Are Creating a New Poverty Class</title>
<link>https://prosperityissue.com/credit-card-debt-trap-22-percent-interest-rates-poverty-class</link>
<guid>https://prosperityissue.com/credit-card-debt-trap-22-percent-interest-rates-poverty-class</guid>
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<pubDate>Sat, 30 Aug 2025 11:00:52 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>credit card debt, high interest rates, consumer debt, financial trap, personal finance</media:keywords>
</item>

<item>
<title>The AI Decision&#45;Making Bias: How Algorithms Decide Who Gets Jobs, Loans, and Justice</title>
<link>https://prosperityissue.com/ai-decision-making-bias-algorithms-decide-jobs-loans-justice</link>
<guid>https://prosperityissue.com/ai-decision-making-bias-algorithms-decide-jobs-loans-justice</guid>
<description><![CDATA[  ]]></description>
<enclosure url="https://prosperityissue.com/uploads/images/202508/image_870x580_68b2288b0804a.jpg" length="282171" type="image/jpeg"/>
<pubDate>Thu, 28 Aug 2025 20:42:29 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>AI bias, algorithmic discrimination, automated decision making, artificial intelligence fairness, digital inequality</media:keywords>
</item>

<item>
<title>The Car Payment Trap: How $800 Monthly Payments Became Normal</title>
<link>https://prosperityissue.com/car-payment-trap-800-monthly-payments-became-normal</link>
<guid>https://prosperityissue.com/car-payment-trap-800-monthly-payments-became-normal</guid>
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<pubDate>Thu, 28 Aug 2025 20:42:02 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>car loans, auto financing, transportation costs, vehicle debt, financial planning</media:keywords>
</item>

<item>
<title>The Insurance Scam: How &amp;apos;Coverage&amp;apos; Became a Wealth Transfer System</title>
<link>https://prosperityissue.com/insurance-scam-coverage-became-wealth-transfer-system</link>
<guid>https://prosperityissue.com/insurance-scam-coverage-became-wealth-transfer-system</guid>
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<pubDate>Thu, 28 Aug 2025 20:42:00 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>insurance costs, health insurance, auto insurance, financial exploitation, consumer protection</media:keywords>
</item>

<item>
<title>The $1.7 Trillion Student Debt Bomb: How It&amp;apos;s Crippling an Entire Generation&amp;apos;s Wealth</title>
<link>https://prosperityissue.com/1-7-trillion-student-debt-bomb-crippling-generation-wealth</link>
<guid>https://prosperityissue.com/1-7-trillion-student-debt-bomb-crippling-generation-wealth</guid>
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<pubDate>Thu, 28 Aug 2025 20:41:57 -0400</pubDate>
<dc:creator>Prosperity Issue</dc:creator>
<media:keywords>student debt crisis, generational wealth gap, education costs, student loans, economic inequality</media:keywords>
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